What kinds of projects can I use HVAC payment plans for?

Our HVAC payment plans are available for a wide range of projects, including new heating and air conditioning system installations, heat pump upgrades, evaporative cooler replacements, Mitsubishi ductless system installs, and Generac backup generator installations. If you are facing an unexpected system failure or planning a proactive upgrade, financing can help spread the cost over time. Contact our team in Diamond Springs to discuss which options apply to your specific project and equipment needs.

Does Smit's offer solar installation financing for residential customers?

Yes. Solar installation financing is available for residential customers throughout El Dorado County, including Diamond Springs, Placerville, and El Dorado Hills. Whether you are adding a standalone solar energy system or pairing it with a battery backup solution, we can walk you through available payment options. Our goal is to make modern, efficient energy solutions accessible to every homeowner in the foothills, regardless of budget. Call or text us to get started.

Can I finance an electrical panel replacement or transfer switch installation?

Energy system financing at Smit's is not limited to heating and cooling equipment. If you need an electrical panel replacement or a transfer switch installation, for example after a garage fire or to support a new Generac generator, those projects may also qualify for payment plan options. We recommend calling our team directly so we can review your situation and point you toward the right path. We serve the full El Dorado County area and respond quickly to urgent needs.

How do I find out which financing options I qualify for?

The easiest way to learn about your options is to call or text our team at (530) 622-8446. We will ask a few questions about your project and connect you with the right information. Because specific financing partners and terms are subject to change, we prefer to walk you through current availability in person or over the phone rather than publish details that may be outdated. Our staff at 6205 Enterprise Dr., Suite A, Diamond Springs is ready to help.

Is there a benefit to combining a payment plan with a maintenance membership?

Pairing an HVAC payment plan with our Preferred Customer maintenance membership means you are protecting your new investment from day one. The membership program includes routine inspections and service discounts across its tiers, which helps extend the life of your equipment and reduces the likelihood of costly emergency repairs. Spreading your installation cost over time while keeping maintenance affordable is one of the smartest ways to manage your home energy budget long-term.

Do financing options apply to commercial HVAC projects as well?

Smit's handles both residential and commercial HVAC work, with commercial projects making up roughly 10% of our operations. This includes specialized work such as custom metal fabrication for commercial kitchen hoods and industrial ventilation. If you have a commercial project in mind, reach out to our team to discuss whether energy system financing options are available for your specific scope of work. We are happy to talk through the details and find the right solution for your facility.

Financing | Smit's Solar Heating & Air Conditioning

Our Customer Care Program was designed to give our valued customers peace of mind when it comes to the performance and efficiency of their HVAC systems. Members can rest easy knowing that their annual air conditioning and heater maintenance will always be performed on time to ensure reliable performance during peak heating and cooling seasons.

Serving El Dorado County and adjacent areas, Smit’s is ready to provide you with the service you deserve at a price you can afford. Contact our HVAC repair and installation experts today to ask about joining our exclusive membership program.

For over 53 years, Smit's has helped homeowners and businesses across the foothills keep their homes comfortable and energy-efficient. We know that replacing an HVAC system or investing in a solar installation is not a small decision. That is why we provide HVAC payment plans and energy system financing that make high-quality equipment accessible without forcing you to compromise. From heat pump upgrades to whole-home Generac backup power, we work with you to get the job done right, at a pace that fits your finances.

Whether you are upgrading from a swamp cooler to a high-efficiency Mitsubishi system, adding solar to your home, or replacing an aging electrical panel after an emergency, our energy system financing options are built to reduce the upfront burden. As a Mitsubishi Diamond Contractor, we install some of the most advanced and efficient systems available, and we want every El Dorado County homeowner to have access to that technology. Ask our team about available HVAC payment plans and solar installation financing when you book your appointment.

With 71 five-star Google reviews and more than 53 years of continuous service, Smit's Solar Heating & Air Conditioning has built its reputation one job at a time. Our technicians are known for their diagnostic expertise and fast response, and our leadership team is committed to making every project, large or small, as straightforward as possible. From solar installation financing to HVAC payment plans for emergency replacements, we are here to make sure cost never stands between you and a comfortable, efficient home. Reach out today and let us walk you through your options.

What kinds of projects can I use HVAC payment plans for?
Our HVAC payment plans are available for a wide range of projects, including new heating and air conditioning system installations, heat pump upgrades, evaporative cooler replacements, Mitsubishi ductless system installs, and Generac backup generator installations. If you are facing an unexpected system failure or planning a proactive upgrade, financing can help spread the cost over time. Contact our team in Diamond Springs to discuss which options apply to your specific project and equipment needs.
Does Smit's offer solar installation financing for residential customers?
Yes. Solar installation financing is available for residential customers throughout El Dorado County, including Diamond Springs, Placerville, and El Dorado Hills. Whether you are adding a standalone solar energy system or pairing it with a battery backup solution, we can walk you through available payment options. Our goal is to make modern, efficient energy solutions accessible to every homeowner in the foothills, regardless of budget. Call or text us to get started.
Can I finance an electrical panel replacement or transfer switch installation?
Energy system financing at Smit's is not limited to heating and cooling equipment. If you need an electrical panel replacement or a transfer switch installation, for example after a garage fire or to support a new Generac generator, those projects may also qualify for payment plan options. We recommend calling our team directly so we can review your situation and point you toward the right path. We serve the full El Dorado County area and respond quickly to urgent needs.
How do I find out which financing options I qualify for?
The easiest way to learn about your options is to call or text our team at (530) 622-8446. We will ask a few questions about your project and connect you with the right information. Because specific financing partners and terms are subject to change, we prefer to walk you through current availability in person or over the phone rather than publish details that may be outdated. Our staff at 6205 Enterprise Dr., Suite A, Diamond Springs is ready to help.
Is there a benefit to combining a payment plan with a maintenance membership?
Pairing an HVAC payment plan with our Preferred Customer maintenance membership means you are protecting your new investment from day one. The membership program includes routine inspections and service discounts across its tiers, which helps extend the life of your equipment and reduces the likelihood of costly emergency repairs. Spreading your installation cost over time while keeping maintenance affordable is one of the smartest ways to manage your home energy budget long-term.
Do financing options apply to commercial HVAC projects as well?
Smit's handles both residential and commercial HVAC work, with commercial projects making up roughly 10% of our operations. This includes specialized work such as custom metal fabrication for commercial kitchen hoods and industrial ventilation. If you have a commercial project in mind, reach out to our team to discuss whether energy system financing options are available for your specific scope of work. We are happy to talk through the details and find the right solution for your facility.